What is an SR-22 form?

SR-22 insurance varies state to state.

The basic definition of an SR-22 form is available on our Insurance Terms page.

SR-22 isn't a type of insurance, but rather proof that you have certain types of insurance (based upon the financial responsbility laws of your state).

Simply, it is a form which must be filed by the insurance company to the state (Department of Motor Vehicles) stating that auto liability insurance is in effect for a particular individual.

Typically it is required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility OR if a judge has ordered an SR22 for other reasons (in some states).

Comment Update: Yes, it is simply a form showing you are carrying a certain type of liability coverage.

Please review our related question titled "What is an SR-22?" for more explanation to your request.

Comment Update: This answer is about the form, please see the related articles to learn what an SR-22 is.

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