5/19/08

Are there any insurance companies that provide coverage for very high risk drivers and if so which companies?

Answer
This is not an endorsement: but Progressive has built their business on insuring high-risk drivers. That's not to say your particular driving record will qualify for coverage. If you are considered high-risk and you can't seem to get coverage through the internet or an 800 number, work with an agent. It's their job.


Answer
Don't know about other states, but in Kansas the state can assign a company to issue a policy. I believe that any company lisenced to sell insurance in the state is required to accept a certain number of "assigned risk" policies. But, they are allowed to charge a premium commensurate with the risk.



Answer

The state I live in has almost no drivers on an assigned risk policy because there are so many companies that will insure anyone regardless of driving record. Make some calls and take your pick, or if you are in a state with a significant number of people on assigned risk then, as said previously, check into getting an assigned risk policy through the state insurance commissioners office.

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