5/14/09

Where can you get auto insurance quotes?





Where can you get auto insurance quotes?

In the auto insurance field there are 'captive' agents who generally can only sell you products from their one auto insurance company and 'independent' agents who represent multiple carriers. It is an important distinction to understand. When shopping for insurance in addition to any captive company, always check with at least one independent agent in the field, as they will give you a good sense of what the open marketplace costs would be and then make the best decision for your circumstance.

For those that do not know, captive companies that generally only quote their own auto plans would include: AAA, CSAA, Farmers, State Farm, Allstate, Liberty Mutual to name just a few.

Refer to links for a list of individual states' insurance regulators

There are many different ways you can get quotes, there are different kinds of insurance too. Call the companies. You can get cheap insurance with broadform insurance. If you have more then one car it's sometimes better because you are covered no matter what you are driving. I suggest using the internet. Or your local progressive agent. They give several quotes. I have shopped around online and gotten a good idea of deals out there. They just ask you to type your auto type, some general info... it's easy.

Non Owners Auto Insurance

The filing of a Bond or the Purchase of Auto Insurance with at least the state minimum requirements are both ways to comply with the State's Financial Responsibility Requirements.

These can be purchased from MOST insurance companies that issue non-standard policies.

Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more. The links below provide additional state contact information for specific issues.

No comments: