2/16/08

How do you find insurance records from a previous owner of a car?

Insurance Records
Have you tried ordering copies of old checks you used to pay for the policy? That could be a first step. Or get credit card records if you paid via that method.

You could try contacting your state department of insurance and ask them what your state laws are for disclosure. Have you tried getting your records from both the agent on the carrier? Is the agent captive with the company? Basically try getting records from the agent if the carrier did not respond, or vice versa.

You may also have to complain to your state's dept of insurance to get action.

Answer
If you know the owner of the vehicle than you can probably order a CLUE report on them from ChoicePoint. Otherwise, CARFAX will usually list what accidents it has been in.

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